HW Housing Wire

Case-Shiller results barely miss July 2006’s high

Home prices continued their increasing trends continued to increase in July, but at a slower rate than before, according to the most recent report by S&P CoreLogic Case-Shiller Indices released by S&P Dow Jones Indices and CoreLogic.   “The S&P CoreLogic Case-Shiller National Index is within 0.6% of the record high set in July 2006,”

Political battleground states see highest rise in property values

Monday night will see the first presidential debate between Republican candidate Donald Trump and Democratic candidate Hillary Clinton. With the election still considered to be a complete toss-up, both candidates are counting on the “swing states” to secure their presidency. Each candidate’s messaging to those swing states is important, whether they are touting economic prosperity or economic disparity,

Nationwide: Here are the most and least healthy housing markets

Despite the affordability crisis raging across the nation, about 25% of Metropolitan Statistical Areas had very healthy markets in the second quarter, while 50% had sustainable housing activity, according to a report by Nationwide Mutual Insurance Company. MSAs with very healthy housing markets show rankings of two or more, whereas MSAs with rankings one or

Zillow ranks fastest appreciating housing markets

U.S. home values increased 5% nationally to $188,100, but in some metros home-price appreciations was much higher, according to the August Zillow Real Estate Market Reports. On the other hand, household income posted its first significant increase, 5.2%, in eight years, new data from the U.S. Census Bureau showed. Inventory is also causing restraints in the

When is the best time of year to buy a home?

Hey homebuyers, looking for the right time to put in an offer on your dream property? Well, you may be surprised to find the season that is the best time to buy a home. Why would one season in particular be considered a “hidden” opportunity to buy?  Because, during this “hidden” time listing prices — those are the

Making the Most of an Open House Visit

Open houses are the gold standard in real estate. They’ve been around for decades and will be ingrained in the buying and selling of homes for years to come. The average buyer attends three open houses, according to the Zillow Group Consumer Housing Trends Report, a survey of more than 13,000 homeowners, sellers, buyers, and renters.

Buying a House on Disability Benefits or SSI

The complexities of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) benefits leave many people wondering not only if they can buy a home, but if buying a home will, in turn, affect their benefits in the future. The short answer is many people who receive SSDI and SSI benefits can and do

Who Owns the Home When Two Names are on the Mortgage?

When couples start a new journey as homeowners, questions can linger as to whose name (or names) should be listed on the mortgage and title. Many couples want a 50/50 split, indicating equal ownership to the asset, but sometimes that isn’t the best financial decision. Plus, with more than one person on the loan, the

What Do Mortgage Lenders Review on Bank Statements?

Trained to spot financial mismanagement, mortgage lenders take careful time to review your finances before approving or denying you for a home loan. The role of the lender in approving a loan is to make sure you have enough money for a down payment and closing costs, and to assess whether you’re able to regularly

Cozy Updates Under $500: Affordable Ways to Make Your Home a Winter Haven

What better time to turn your home into a warm and welcoming den than during the chilly winter months? With just a little investment and some ingenuity, you can bring a distinctive, winter-friendly look into your home. Here are three concepts and some tips to get you started. Look 1: The British study The vibe