Today, most mortgage shoppers start their process online. It’s so efficient that even the mortgage industry’s main regulator recommends it. But how do you ensure a lender you find online is credible? Here are the top five ways. Define your terms Specifically, know the difference between an “online lender” and a lender you found online.
Today’s home shoppers see dozens of homes before making an offer, and probably a few dozen more before they find the one that sticks. While you’re shopping, be on the lookout for things about the home that you can’t change (or that would require major time and effort to alter). These factors will impact the home’s
By Barry Bridges Look around any rented apartment, condominium or house and you’re likely to find the same things you would see in an owner-occupied home – furniture, clothes, electronics, and other belongings. In other words, you’ll see the same items that play an important role in everyday life. A standard home insurance policy typically provides
By Leigh Raper Tired of feeling like you have no say in the decisions about the common areas or rules and regulations of your neighborhood or condominium development? Thinking of serving as president of your homeowners’ association? Before you take the big leap, it pays to know what you’re getting into. What exactly is a
Home automation is no trend. Within the industry, you’ll discover loud voices shouting that the Internet of Things (IoT) is failing, and others exclaiming just as loudly that it’s changed the world and is here to stay. Whether you love it or hate it, home automation is everywhere, and research shows people want more. Eighty-one
When the weather turns warm and the evenings stretch on for hours, conditions are perfect for unwinding and entertaining outdoors. For the ultimate patio, deck, or balcony setting, you’ll want to outfit your space with plenty of comfortable, versatile seating, and lighting that sets a festive mood. Add decorative accents that elevate your outdoor event – whether
The advantages of having a programmable thermostat in your home are many. Not only does it help you save money on your heating and cooling costs, but it also helps you heat and cool your home to suit your own schedule and lifestyle. It’s a small way to do your part to conserve energy, and
Whether you’re dealing with a California drought, an mid-Atlantic heat wave or Deep South downpours, summer can be a tricky time to garden. Here’s what you need to know before you leave the comfort of the air conditioning for a steamy backyard jungle. DON’T: Plant cool-season vegetables Generally speaking, it’s a bad idea to attempt
By Stephanie Reid, Avvo attorney and NakedLaw contributor When you factor in the formulaic legal documents, generic 20-minute interview, and perfunctory tour of the apartment and its amenities, it’s not unusual for renters to feel like they must either take it or leave it. It may not seem like there is room to negotiate the residential
Now that the summer season is in full swing, it’s time to turn your attention to your vacation home. Whether you’re perched on a tropical beach or kicking back surrounded by mountains, all vacation homes require a relaxing ambiance. Good news: It can be achieved by decorating with our easy-to-follow steps below. So sit back, pour